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r/ChubbyFIRE↗

This sub is for those who fall between r/FIRE and r/FatFIRE. We are focused on the financial side of early retirement at an asset level that allows an upper middle class lifestyle. That level will vary by location, household size and other variables, but a general guideline is $2.5M - $6M in your retirement portfolio. If you plan to retire with a leaner lifestyle in spite of a Chubby portfolio, r/FIRE might be a better fit. Your account must be 15+ days in age with 50+ karma in order to post.

155k subscribers151 posts / mo in Sep 2026135 authors / mosince 2019

r/ChubbyFIRE has 155k members (+23% over the last 12 months). It gets about 151 posts a month from 135 people. Top topics: Retirement and Career Choices, FIRE Career & Life Balance and FIRE Journey Updates.

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When to post on r/ChubbyFIRE

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Size and growth

How r/ChubbyFIRE has grown

r/ChubbyFIRE

Subscriber growth

Subscribers over time

+23%in 12 months · +3.8% in 3 months · +0.7% in 1 month
Oct 2026155k
Growing155k subscribers
Data since Mar 2019Live · through Oct 2026
r/ChubbyFIRE

Monthly activity

Posts, comments and authors per month

−47%vs Sep 2025 · −10% last 3 months vs the 3 before
Sep 2026151
QuieterPeaked at 286 in Sep 2025
Data through Sep 2026 · October usually lands mid-November

What people talk about

Topics and brands on r/ChubbyFIRE

Top topics

Share of the subreddit's posts

  1. Retirement and Career Choices9.0%
  2. FIRE Career & Life Balance4.0%
  3. FIRE Journey Updates2.8%
  4. Retirement Planning & Early Retirement1.6%
  5. Financial Independence Journey1.5%

Brands people mention

Most-mentioned brands and sites, last 12 months

  1. Early Retirement Now
  2. FI Calc
  3. Bogleheads
  4. testfolio
  5. Portfolio Charts

The full report

Everything else about r/ChubbyFIRE

Posting rules and account requirements, how often posts get removed, who writes here (age, gender, countries), what people ask for, how they talk, and related subreddits — all in the full report.

Posts and activity for Sep 2026. Members from Reddit's subscriber counts. Read from the same data the app runs on. Our research