Top Personal Finance subreddits

Largest Personal Finance subreddits

Largest Personal Finance subreddits

#	Subreddit	Members	12-mo growth	Commenters / mo
1	P r/personalfinance	21.88M	+2.1%	30,506
2	F r/Frugal	6.89M	+3.9%	14,042
3	r/povertyfinance	2.94M	+20%	21,744
4	F r/financialindependence	2.46M	+3.6%	2,021
5	r/PersonalFinanceCanada	1.9M	+7.0%	18,576
6	r/UKPersonalFinance	1.88M	+5.5%	9,907
7	D r/debtfree	1.75M	+4.1%	1,902
8	r/beermoney	1.57M	+8.1%	967
9	r/CreditCards	1.56M	+6.0%	7,027
10	r/passive_income	1.27M	+39%	6,978
11	r/Finanzen	1.22M	+10%	15,307
12	r/Fire	1.03M	+30%	12,197
13	r/eupersonalfinance	1.02M	+5.1%	2,327
14	r/FinancialPlanning	989,888	+3.0%	1,506
15	r/AusFinance	854,871	+11%	17,448
16	r/Money	831,167	+18%	7,114
17	S r/StudentLoans	716,299	+8.0%	8,609
18	C r/churning	676,308	+5.2%	1,401
19	r/personalfinanceindia	614,814	+13%	7,234
20	r/amex	582,132	+7.9%	3,233
21	r/phmoneysaving	519,667	+5.1%	53
22	r/fatFIRE	499,841	+9.8%	3,005
23	r/tax	478,539	+23%	2,829
24	r/Assistance	449,069	+19%	1,406
25	r/CreditCardsIndia	403,699	+25%	11,585

Fastest growing Personal Finance subreddits

Member growth over 12 months, among subreddits that had at least 18,251 members a year ago.

Fastest growing Personal Finance subreddits

#	Subreddit	12-mo growth	Members gained	Members	Commenters / mo
1	r/FreeCash	+574%	+158,424	186,004	3,229
2	r/MakeMoneyHacks	+450%	+83,839	102,457	1,632
3	I r/IndiaFinance	+223%	+64,280	93,115	7,604
4	r/BorrowNew	+215%	+69,239	101,395	4,516
5	r/wealth	+139%	+54,254	93,219	5,952
6	F r/financial	+106%	+22,063	42,926	902
7	A r/AUfrugal	+102%	+26,373	52,189	3,088
8	r/IndianCreditCards	+95%	+31,466	64,689	1,900
9	r/DebtAdvice	+87%	+25,811	55,508	1,696
10	r/Frugal_Ind	+87%	+45,432	97,844	3,837
11	r/LifeInsurance	+84%	+19,024	41,557	964
12	r/chimeboost	+77%	+33,553	77,400	10,482
13	r/fican	+70%	+57,631	139,514	5,388
14	r/CapitalOne_	+69%	+24,550	60,048	2,479
15	r/biltrewards	+66%	+24,054	60,330	1,862
16	M r/Mortgages	+60%	+66,624	177,396	7,561
17	r/ola_harassment	+58%	+26,220	71,767	2,953
18	r/SimpleLoans	+56%	+23,811	66,227	345
19	r/TurboTax	+55%	+18,220	51,220	233
20	r/ChaseSapphire	+51%	+72,596	214,394	5,160
21	r/MonarchMoney	+51%	+19,447	57,661	1,248
22	I r/IslamicFinance	+48%	+14,736	45,216	725
23	r/Luxury	+48%	+23,459	72,079	1,025
24	r/Venturex	+47%	+23,031	72,113	1,831
25	F r/foodstamps	+45%	+24,677	79,945	2,075

Most members gained

Personal Finance subreddits that gained the most members

#	Subreddit	Members gained	12-mo growth	Members	Commenters / mo
1	r/povertyfinance	+495,815	+20%	2.94M	21,744
2	P r/personalfinance	+450,188	+2.1%	21.88M	30,506
3	r/passive_income	+354,841	+39%	1.27M	6,978
4	F r/Frugal	+256,039	+3.9%	6.89M	14,042
5	r/Fire	+234,753	+30%	1.03M	12,197
6	r/FreeCash	+158,424	+574%	186,004	3,229
7	r/Money	+127,414	+18%	831,167	7,114
8	r/PersonalFinanceCanada	+125,096	+7.0%	1.9M	18,576
9	r/beermoney	+117,659	+8.1%	1.57M	967
10	r/Finanzen	+111,098	+10%	1.22M	15,307
11	r/UKPersonalFinance	+97,153	+5.5%	1.88M	9,907
12	r/MiddleClassFinance	+93,565	+32%	388,327	14,027
13	r/tax	+90,323	+23%	478,539	2,829
14	r/CreditCards	+88,792	+6.0%	1.56M	7,027
15	r/AusFinance	+87,320	+11%	854,871	17,448
16	F r/financialindependence	+84,486	+3.6%	2.46M	2,021
17	r/MakeMoneyHacks	+83,839	+450%	102,457	1,632
18	r/CreditCardsIndia	+80,646	+25%	403,699	11,585
19	r/ChaseSapphire	+72,596	+51%	214,394	5,160
20	r/personalfinanceindia	+71,444	+13%	614,814	7,234
21	r/beermoneyglobal	+70,644	+34%	281,507	477
22	r/Assistance	+70,483	+19%	449,069	1,406
23	D r/debtfree	+69,504	+4.1%	1.75M	1,902
24	r/BorrowNew	+69,239	+215%	101,395	4,516
25	M r/Mortgages	+66,624	+60%	177,396	7,561

Most active Personal Finance subreddits

People who comment in a month, the average of the three months ending September 2026.

Most active Personal Finance subreddits

#	Subreddit	Commenters / mo	Posts / mo	Members
1	P r/personalfinance	30,506	6,060	21.88M
2	r/povertyfinance	21,744	1,797	2.94M
3	r/PersonalFinanceCanada	18,576	2,587	1.9M
4	r/AusFinance	17,448	1,616	854,871
5	r/Finanzen	15,307	1,158	1.22M
6	F r/Frugal	14,042	391	6.89M
7	r/MiddleClassFinance	14,027	240	388,327
8	r/Fire	12,197	1,185	1.03M
9	r/CreditCardsIndia	11,585	4,330	403,699
10	r/chimeboost	10,482	11,725	77,400
11	r/UKPersonalFinance	9,907	1,855	1.88M
12	G r/gasbuddy	9,453	300	12,179
13	S r/StudentLoans	8,609	2,051	716,299
14	I r/IndiaFinance	7,604	1,575	93,115
15	M r/Mortgages	7,561	923	177,396
16	R r/Retirement401k	7,505	692	83,942
17	r/personalfinanceindia	7,234	1,155	614,814
18	r/Money	7,114	349	831,167
19	r/CreditCards	7,027	2,290	1.56M
20	r/passive_income	6,978	2,424	1.27M
21	r/IndiaTax	6,692	1,494	237,131
22	r/CanadaPersonalFinance	6,669	300	38,029
23	r/millionairemakers	6,489	3	239,545
24	r/HENRYUK	6,383	436	138,872
25	r/wealth	5,952	383	93,219

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How these lists are made

• Members are the member counts measured in October 2026.
• Activity (commenters and posts per month) is the average of the three months ending September 2026. Posts by known bots are not counted.
• 12-month growth compares members now with members a year earlier. A subreddit is ranked by growth only if it already had at least 18,251 members a year ago (the median for subreddits with a known growth), so brand-new communities don't top the list from a base of zero. Subreddits with more monthly active users than 0.808 per member, a sign of inflated activity, are left out of the growth and activity lists.
• NSFW communities are excluded: those Reddit marks as 18+, those where most posts are NSFW, and the Adult Content topic.
• Topics follow Reddit's own community categories.
• The lists are rebuilt every month. Each list shows the top 25 (100 for the largest subreddits overall). Download all lists as CSV (free to reuse under CC BY 4.0, with a link to this page).