Personal finance subreddits
We found 186 active personal finance subreddits: communities with at least one new post a day on average in September 2026, ranked by members. The largest is r/personalfinance with 21.9M members. It is also the busiest, with 5,362 posts last month. In 18 of the 160 we could measure, a brand-new account's post usually stays up: they remove 17% or fewer of posts from accounts under a week old.
Data for 186 communitiesDownload CSV
Filter it by your account age and karma, the audience you want and the best time to post.
- r/personalfinance21.9M members
- r/FreeCash+574% members in 12 months
- r/FIREUK17% of new-account posts removed
- r/EstatePlanning100% of posts get a reply
All active personal finance subreddits, by members
| # | Subreddit | Members | Posts / month | Member growth, 12 mo | Median author age | Women | Posts with a reply | New-account posts removed | Links |
|---|---|---|---|---|---|---|---|---|---|
| 1 | r/personalfinance↗Learn about budgeting, saving, getting out of debt, credit, investing, and retirement planning. Join our community, read the PF Wiki, and get on top of your finances! | 21.9M | 5,362 | +2% | 29 | 29% | 87% | 56% | No |
| 2 | r/Frugal↗Frugality is the mental approach we each take when considering our resource allocations. It includes time, money, convenience, and many other factors. | 6.89M | 362 | +4% | 32 | 45% | 85% | Min. age/karma | No |
| 3 | r/povertyfinance↗A support group for those who are struggling financially! Financial advice, frugality tips, stories, opportunities, general guidance, and unconditional emotional support. No Judgement, just advice! | 2.94M | 1,696 | +20% | 33 | 43% | 84% | 41% | Yes |
| 4 | r/financialindependence↗This is a place for people who are or want to become Financially Independent (FI), which means not having to work for money. Financial Independence is closely related to the concept of Early Retirem | 2.46M | 84 | +4% | 31 | 24% | 67% | Min. age/karma | No |
| 5 | r/PersonalFinanceCanada↗Your one-stop shop to discuss personal finance within Canada. | 1.9M | 2,357 | +7% | 31 | 32% | 87% | 88% | No |
| 6 | r/UKPersonalFinance↗Discuss, learn and request advice on how to budget, protect, save and invest your pounds and pence in the UK. | 1.88M | 1,641 | +5% | 30 | 29% | 97% | 26% | No |
| 7 | r/debtfree↗A community for people working towards being debt free. | 1.75M | 500 | +4% | 32 | 39% | 36% | 97% | Yes |
| 8 | r/beermoney↗/r/Beermoney is a community for people to discuss mostly online money-making opportunities. You shouldn't expect to make a living, but it is possible to make extra cash on the side for your habits/nee | 1.57M | 1,041 | +8% | 26 | 37% | 76% | 100% | No |
| 9 | r/CreditCards↗A subreddit for discussing credit cards. Be sure to read sub rules before posting, use the resources linked in the sidebar / about section of the sub, and use search to see if your question has alread | 1.56M | 1,950 | +6% | 28 | 29% | 92% | 39% | No |
| 10 | r/Finanzen↗Willkommen auf r/Finanzen, wo es um deine Finanzen geht! Für erste Schritte im Bereich ETF Investieren schaue gerne in unser Wiki rein. Für "kleine" Fragen nutze gerne den gepinnten wöchentlichen T | 1.22M | 1,030 | +10% | 29 | 18% | 86% | Min. age/karma | Yes |
| 11 | r/Fire↗FI/RE (Financial Independence / Retiring Early) is a money strategy that's sweeping the nation. It's not easy, but it is simple: earn more, spend less, and use the difference wisely. Build a baseline | 1.03M | 1,041 | +30% | 35 | 25% | 41% | Min. age/karma | No |
| 12 | r/eupersonalfinance↗A discussion forum for advice on personal finance in EU countries. Learn about budgeting, saving, getting out of debt, credit, investing, and retirement planning. Join our community, read the Wiki & | 1.02M | 268 | +5% | 30 | 16% | 52% | 94% | No |
| 13 | r/FinancialPlanning↗Discuss and ask questions about personal finances, budgeting, income, retirement plans, insurance, investing, and frugality. | 990K | 542 | +3% | 31 | 32% | 59% | 76% | No |
| 14 | r/AusFinance↗Australian Personal Finance: budgeting, saving, getting out of debt, investing, and saving for retirement. Please read the sidebar and observe sub rules when posting. | 855K | 1,421 | +11% | 32 | 32% | 91% | Min. age/karma | Yes |
| 15 | r/Money↗Welcome to /r/Money, a community centered around personal finance, investing, saving, and everything money-related. | 831K | 307 | +18% | 32 | 21% | 76% | Min. age/karma | Yes |
| 16 | r/phinvest↗For Filipinos interested in stocks, bonds, mutual funds, ETFs, forex, crypto, banking, business, insurance, and any other topic related to investing money, making money, or growing money in the Philip | 819K | 1,095 | +10% | 27 | 49% | 51% | 92% | Yes |
| 17 | r/StudentLoans↗/r/StudentLoans: Reddit's hub for advice, articles, and general discussion about getting and repaying student loans. | 716K | 1,834 | +8% | 31 | 49% | 86% | Min. age/karma | No |
| 18 | r/churning↗A place to discuss strategies for opening and closing credit cards to earn bonuses and maximize rewards | 676K | 265 | +5% | 29 | 17% | 99% | Min. age/karma | No |
| 19 | r/personalfinanceindia↗Ask anything about Indian Personal Finance! | 615K | 1,057 | +13% | 26 | 22% | 92% | Min. age/karma | No |
| 20 | r/amex↗Unofficial r/Amex community. Not affiliated with American Express. Platinum, Gold, Green, Delta, Hilton, Marriott, and biz cards. Membership Rewards, transfer partners, welcome offers, approval odds, | 582K | 723 | +8% | 31 | 21% | 82% | Min. age/karma | Yes |
| 21 | r/Salary↗This subreddit is meant to help encourage discussions related to salaries, promotions, negotiations, relocation, and market research based on title, location, education, and experience. Submit your an | 524K | 565 | +51% | 33 | 20% | 89% | Min. age/karma | Yes |
| 22 | r/phmoneysaving↗A collection of ideas for Filipinos to significantly improve financial decisions through frugality and minimalism. | 520K | 40 | +5% | 27 | 56% | 85% | 100% | Yes |
| 23 | r/fatFIRE↗Retire with a fat stash. | 500K | 196 | +10% | 32 | 22% | 84% | 51% | No |
| 24 | r/tax↗Reddit's home for tax geeks and taxpayers! News, discussion, policy, and law relating to any tax - U.S. and International, Federal, State, or local. The IRS is experiencing significant and extended de | 479K | 945 | +23% | 31 | 33% | 77% | 52% | Yes |
| 25 | r/CreditCardsIndia↗r/CreditCardsIndia is a community for discussing credit cards in India—rewards, benefits, bank policies, and more. Stay informed and make smarter financial decisions. | 404K | 4,510 | +25% | 26 | 13% | 88% | 99% | Yes |
| 26 | r/MiddleClassFinance↗A place to come and discuss financial issues that affect the middle class. | 388K | 199 | +32% | 37 | 33% | 80% | Min. age/karma | Yes |
| 27 | r/leanfire↗For those that want to approach the problem of financial independence from a minimalist, stoic, frugal, or anti-consumerist trajectory. If you want to retire before 60 with less than $54k in plan | 387K | 199 | +12% | 34 | 30% | 76% | 41% | No |
| 28 | r/CRedit↗CRedit's main goal is to help you improve your credit, keep it healthy, and support you in the decisions you make that may affect your credit livelihood. We are here to support you if you need advic | 368K | 713 | +20% | 30 | 38% | 82% | 93% | Yes |
| 29 | r/EuropeFIRE↗This sub is about reaching financial independence (FI) in Europe before age 60, which means that working is no longer a financial necessity. FI is achieved by accumulating sufficient invested capital, | 365K | 82 | +5% | 32 | 17% | 73% | 98% | Yes |
| 30 | r/fiaustralia↗Welcome to the Australian version of r/financialindependence, a place created for Australians to discuss the concepts of financial independence (FI) and retiring early (RE). You can be financially i | 335K | 270 | +7% | 32 | 25% | 84% | Min. age/karma | Yes |
Show all 186 subreddits
| # | Subreddit | Members | Posts / month | Member growth, 12 mo | Median author age | Women | Posts with a reply | New-account posts removed | Links |
|---|---|---|---|---|---|---|---|---|---|
| 31 | r/FIREUK↗new-account friendlyThis is a subreddit to discuss all things relating to gaining financial independence and retiring early (FIRE) with a focus on the UK. | 327K | 359 | +13% | 32 | 19% | 88% | 17% | Yes |
| 32 | r/PHCreditCards↗A subreddit for everything about credit cards in the Philippines. ⚠️⬇️See More Menu for FAQs and pinned posts. | 288K | 1,349 | +18% | 28 | 57% | 100% | 35% | Yes |
| 33 | r/AussieFrugal↗A subreddit for Australia specific frugal tips! | 272K | 114 | +8% | 35 | 46% | 55% | 100% | Yes |
| 34 | r/singaporefi↗A congregation of like minded people who shares how to reach closer to being financially secure, independent, how policies affect our ability to reach FI and different ways to manage our wealth for it | 269K | 449 | +10% | 30 | 29% | 90% | 75% | Yes |
| 35 | r/beermoneyuk↗Join BeermoneyUK to discover ways to make money online in the UK, including surveys, cashback offers, and refer-a-friend programs. While these methods typically won't replace a full-time income, you c | 246K | 2,612 | +32% | 29 | 29% | 73% | Min. age/karma | No |
| 36 | r/Insurance↗All Things Insurance! | 240K | 1,324 | +22% | 31 | 36% | 87% | Min. age/karma | No |
| 37 | r/IndiaTax↗new-account friendlyA place for discussions and Questions on Indian Taxes. You do not need to be a tax expert to be thinking about Indian Taxes. | 237K | 863 | +21% | 27 | 16% | 82% | 14% | Yes |
| 38 | r/HENRYfinance↗HENRY = High Earners, Not Rich Yet. HENRY is a spectrum of earner, on average, above 250K yearly income with a net worth under 5M. | 237K | 221 | +24% | 35 | 29% | 80% | Min. age/karma | No |
| 39 | r/gofundme↗GoFundMe is the world’s leading fundraising platform for personal causes and nonprofits—trusted by millions to get help when it matters most. Whether you’re raising money for yourself, a loved one, or | 236K | 2,544 | +20% | 27 | 49% | 100% | Min. age/karma | Yes |
| 40 | r/FIREIndia↗ r/FireIndia is being revitalised...till that time, request you to please join r/FIRE_Ind sub as well to stay abreast with all the information/updates. | 229K | 54 | +6% | 28 | 15% | 30% | 83% | No |
| 41 | r/MakeMoney↗A community for advice and discussions on honest, actionable ways to earn money! | 225K | 477 | +21% | 25 | 33% | 98% | 99% | No |
| 42 | r/ynab↗An unofficial discussion subreddit for popular budgeting app YNAB. Feel free to post any news, questions, budget strategies, tips & tricks and advice related to YNAB. | 224K | 224 | +7% | 33 | 39% | 94% | 24% | Yes |
| 43 | r/ChaseSapphire↗new-account friendlyThe focus of this subreddit is on Chase Sapphire card products offered in the United States. This subreddit is unofficial and is not affiliated with JPMorgan Chase & Co. or any of its subsidiaries. | 214K | 744 | +51% | 34 | 28% | 96% | 12% | Yes |
| 44 | r/AmexPlatinum↗We discuss Amex offers, Membership Rewards, benefits, offers, maximizing card usage and everything related to ALL American Express Cards. Please free to add content and join in the conversation. | 212K | 423 | +33% | 34 | 27% | 78% | 70% | No |
| 45 | r/DigitalbanksPh↗new-account friendlyA safe space to learn and discuss savings, investments, bank promos, and money tips – by Lemoneyd | 202K | 1,108 | +37% | 27 | 55% | 89% | 14% | Yes |
| 46 | r/DaveRamsey↗If you're following Dave Ramsey's Baby Steps or just want to gain a better understanding of the Total Money Makeover, Financial Peace, and personal finance in general, then this is the community for y | 202K | 167 | +14% | 35 | 32% | 90% | 94% | No |
| 47 | r/CashApp↗Welcome to r/CashApp: an official community space for questions, updates, and conversations around Cash App. From direct deposits and peer-to-peer payments to savings and Bitcoin, we cover it all. Mod | 192K | 518 | +34% | 28 | 41% | 64% | Min. age/karma | Yes |
| 48 | r/Rich↗A private enclave for distinguished individuals to discuss all forms of wealth (currently open to the public). This is a pro-capitalism, pro-wealth, pro-luxury subreddit. | 188K | 244 | +21% | 35 | 25% | 27% | 96% | Yes |
| 49 | r/FreeCash↗The Highest Paying Rewards App 💸💸 Use Code RED26 at Sign-Up for $10 | 186K | 1,897 | +574% | 29 | 41% | 82% | 64% | Yes |
| 50 | r/Banking↗A place to discuss the in and outs of banking. Community, regional investment, commercial or consumer, come on in. Please review subreddit rules before posting. | 183K | 383 | +32% | 33 | 36% | 86% | Min. age/karma | No |
| 51 | r/SavingMoney↗A subreddit to share ideas on how to maximize savings to prepare for the future. | 183K | 543 | +45% | 33 | 46% | 95% | 73% | No |
| 52 | r/Mortgages↗Mortgage help for buyers, owners, and refinancers. Post your numbers for better answers. Tools: houseeconomics.com | 177K | 858 | +60% | 37 | 34% | 83% | 34% | No |
| 53 | r/budget↗Here on r/budget, we are a community to share budgeting techniques, programs, ideas, and help others with questions. We are here to help, so ask away. | 175K | 331 | +40% | 35 | 60% | 54% | Min. age/karma | Yes |
| 54 | r/UKFrugal↗The UK version of /r/Frugal | 174K | 104 | +19% | 35 | 38% | 63% | 99% | No |
| 55 | r/Debt↗This subreddit is a place to discuss debt-related issues, debt management, collections, and more. | 168K | 1,250 | +40% | 35 | 43% | 78% | 65% | No |
| 56 | r/MalaysianPF↗A /r/malaysia branch. Checkout our wiki for personal finance basics for beginners! "Get your financial house in order. Learn how to better manage your money and debt in both the short and long term. | 167K | 287 | +8% | 28 | 26% | 61% | Min. age/karma | Yes |
| 57 | r/Wealthsimple↗The community for discussion about Wealthsimple, including Trade, Invest, Tax, Chequing, Prediction Market, and all other Wealthsimple products. ***This is a community-run subreddit with no official | 164K | 745 | +39% | 32 | 19% | 91% | 93% | Yes |
| 58 | r/JapanFinance↗Whether you're a new resident with questions about credit cards and cashless payment options, a long-term resident curious about pensions and life insurance, or a digital nomad wanting to talk crypto | 159K | 187 | +9% | 33 | 20% | 79% | 29% | Yes |
| 59 | r/ChubbyFIRE↗This sub is for those who fall between r/FIRE and r/FatFIRE. We are focused on the financial side of early retirement at an asset level that allows an upper middle class lifestyle. That level will var | 155K | 151 | +23% | 39 | 24% | 77% | 90% | No |
| 60 | r/retirement↗Friendly community of traditional retirees that retired at age 59 or later and those almost there. Imagine gathering around a table, with your favorite drink in hand, talking with friends and acquaint | 155K | 161 | +29% | 58 | 40% | 49% | Min. age/karma | Yes |
| 61 | r/coastFIRE↗new-account friendly"Have enough in the bank to do what you want." This is a place for people who have reached or are interested in reaching the milestone of Coast Financial Independence / Retire Early (aka Coast FIRE). | 152K | 305 | +32% | 36 | 27% | 84% | 16% | Yes |
| 62 | r/literaciafinanceira↗A r/LiteraciaFinanceira Portugal é uma comunidade dedicada a promover a educação financeira. Aqui discutimos temas como poupança, investimento, impostos, orçamento familiar, produtos financeiros e est | 146K | 839 | +17% | 29 | 22% | 89% | Min. age/karma | Yes |
| 63 | r/ExpatFIRE↗A place to ask and answer questions about using geographic arbitrage, a nomadic lifestyle, or relocating abroad to retire early or accelerate financial independence. | 146K | 163 | +27% | 38 | 27% | 81% | 18% | Yes |
| 64 | r/poor↗This is a place for people who are poor to discuss personal situations and strategies on making ends meet. **Read The Rules Before Posting Or Commenting!!** | 144K | 103 | +25% | 37 | 56% | 87% | Min. age/karma | No |
| 65 | r/finansial↗Diskusi, berita dan pertanyaan segala macam tentang perencanaan keuangan pribadi. | 143K | 246 | +12% | 27 | 25% | 86% | Min. age/karma | Yes |
| 66 | r/dkfinance↗A place to discuss all things related to personal finance in Denmark. | 142K | 557 | +12% | 31 | 24% | 90% | 28% | Yes |
| 67 | r/fican↗new-account friendlyThis is a Canadian version of the original r/FinancialIndependence This is a place for people from Canada who want to chase being financially independent and retiring early (FIRE) | 140K | 496 | +70% | 32 | 20% | 79% | 16% | Yes |
| 68 | r/HENRYUK↗A UK-based subreddit for ‘High Earners, Not Rich Yet’ (HENRY). Aimed at £150k/yr+ earners. | 139K | 504 | +32% | 34 | 23% | 92% | 25% | Yes |
| 69 | r/whitecoatinvestor↗This subreddit is a place where high income professionals of all types can ask, answer, discuss, and debate the personal finance and investing questions specific to our unique situations without being | 136K | 187 | +21% | 34 | 25% | 78% | Min. age/karma | Yes |
| 70 | r/FatFIREIndia↗A community for Indians pursuing Financial Independence & Early Retirement with an affluent lifestyle. | 132K | 83 | +10% | 30 | 14% | 88% | 50% | Yes |
| 71 | r/Revolut↗Welcome to the unofficial Revolut subreddit - for users and anyone interested in the discussion about Revolut. Please check out the rules before posting. | 131K | 579 | +21% | 28 | 19% | 93% | 51% | Yes |
| 72 | r/ClassActionSettlement↗The go-to hub for class action settlements — active claims, payout updates, deadlines, and legit free claim sources. Help each other out and don’t miss what you’re owed. | 125K | 295 | +456% | 35 | 62% | 65% | 22% | Yes |
| 73 | r/HealthInsurance↗Health insurance in the United States is complex, and we're here to help you navigate it! Please note that this subreddit is primarily focused on the US-based health insurance space. Warning: Solicita | 125K | 981 | +36% | 33 | 56% | 100% | 29% | Yes |
| 74 | r/ThriftSavingsPlan↗This is an UNOFFICIAL subreddit that is intended to provide info and advice to Federal Civilian and military employees who contribute to the TSP as part of their retirement plan. We welcome all questi | 121K | 151 | +23% | 37 | 22% | 93% | 22% | Yes |
| 75 | r/MoneyDiariesACTIVE↗A friendly, supportive, inclusive, women-focused community where we share our own 7-day Money Diaries, money tips and stories, ask questions and just discuss money, life and R29 Money Diaries. Not aff | 120K | 132 | +15% | 32 | 82% | 85% | 48% | Yes |
| 76 | r/PSLF↗Information and advice about Public Service Loan Forgiveness, a forgiveness program for US federal student loans. (Part of the /r/StudentLoans network) Find out why we're restricted and access em | 117K | 947 | +13% | 36 | 55% | 89% | 75% | No |
| 77 | r/CreditScore↗A subreddit for discussing any aspect of credit scores. It is important to not misuse or overextend the credit you are given. Please ask questions and contribute to the knowledge surrounding credit s | 114K | 394 | +45% | 37 | 39% | 77% | 72% | Yes |
| 78 | r/DutchFIRE↗Deze subreddit gaat over FIRE in Nederlandse context. FIRE staat voor Financial Independence, Retire Early - en wordt vaak ook wel 'vroegpensioen' genoemd. | 111K | 43 | +6% | 30 | 17% | 97% | 57% | No |
| 79 | r/FIREyFemmes↗This girl is on FIRE! Welcome to FIREyFemmes, a community focused on Financial Independence (FI), Retiring Early (RE), and the entire continuum in between. No matter where you are in your FI/RE path, | 109K | 99 | +26% | 35 | 82% | 93% | 36% | No |
| 80 | r/paypal↗Great for questions about PayPal, transactions, and problems! We are a community of users, helping other users; and we are not an official PayPal page, or employees. | 108K | 930 | +28% | 26 | 32% | 100% | 93% | No |
| 81 | r/MutualfundsIndia↗Welcome to r/MutualFundsIndia - India’s community for learning and discussing mutual funds. Whether you're a beginner or a seasoned DIY investor, this is the place to ask questions, clear doubts, and | 106K | 651 | +90% | 26 | 15% | 100% | 32% | Yes |
| 82 | r/TheMoneyGuy↗We're so excited you're here! This is the official hub for all things Money Guy related. | 104K | 255 | +42% | 35 | 21% | 71% | Min. age/karma | Yes |
| 83 | r/MakeMoneyHacks↗Make Money Hacks is all about sharing smarter, legit ways to make money online. We focus on tips and strategies you won’t usually find elsewhere – the kind that actually help you boost your income qui | 102K | 901 | +450% | 29 | 42% | 35% | 59% | Yes |
| 84 | r/irishpersonalfinance↗Learn about budgeting, saving, getting out of debt, credit, investing, taxes, and retirement planning in the Republic of Ireland. Join our community and get on top of your finances! | 99K | 638 | +25% | 32 | 31% | 97% | 95% | Yes |
| 85 | r/Frugal_Ind↗Welcome to the Frugal_Ind(FrugalIndia) subreddit! This community is dedicated to sharing tips, tricks, and experiences on living a more economical and sustainable lifestyle in India. Whether you're lo | 98K | 313 | +87% | 27 | 23% | 100% | Min. age/karma | Yes |
| 86 | r/almosthomeless↗The ground can give way beneath any of us. Here, we build bridges, share maps, and steady each other's steps. This is a community for solutions, healing, and hands that help you rise - because we see | 94K | 458 | +26% | 34 | 53% | 94% | 42% | No |
| 87 | r/wealth↗Welcome to r/wealth, a subreddit dedicated to financial wealth. Feel free to share content on lifestyle, career, investments, real estate, portfolio discussion, tax policy, entrepreneurship, and ret | 93K | 385 | +139% | 37 | 23% | 49% | 98% | Yes |
| 88 | r/IndiaFinance↗new-account friendlySubreddit for all your personal finance, taxation, and banking queries in India. Please direct all your specific investment questions to r/IndiaInvestments . A brief video on rules - https://www.yo | 93K | 1,638 | +223% | 26 | 17% | 57% | 15% | Yes |
| 89 | r/TheRaceTo100K↗Because you have to cross $100k before $1M and $10M! This community is dedicated to those who aim to reach $100,000 in savings, investments, or income. Share your journeys, and strategies on how you | 92K | 423 | +210% | 28 | 10% | 55% | 44% | Yes |
| 90 | r/FIRE_Ind↗This community is for those who wish to achieve Financial Independence Retire Early (FIRE) in India. Please get started here - https://fiindia.gitbook.io/wiki/ Please read the rules before comment | 91K | 159 | +39% | 29 | 15% | 68% | 56% | Yes |
| 91 | r/EstatePlanning↗new-account friendlyTrusts and estates, probate, estate planning, asset protection, elder law. Please specify the state your issue is located in. We have restricted comments to approved users. If you'd like to comment, | 91K | 302 | +40% | 43 | 51% | 100% | 16% | Yes |
| 92 | r/churningcanada↗Your destination for discussion of churning Canadian bank accounts and credit cards! | 85K | 77 | +9% | 30 | 20% | 89% | Min. age/karma | Yes |
| 93 | r/AppleCard↗An unofficial community to discuss Apple Card / Apple Card high yield savings account / Apple Daily Cash and the related news, rumors, opinions and analysis surrounding the titanium rectangle from the | 85K | 127 | +16% | 29 | 20% | 89% | Min. age/karma | Yes |
| 94 | r/Retirement401k↗For workplace retirement plan questions. See r/personalfinance for broader financial/investing needs. | 84K | 661 | +631% | 37 | 20% | 82% | 19% | Yes |
| 95 | r/govfire↗This subreddit is dedicated to government employees striving for Financial Independence, Retire Early (FIRE) while navigating the unique challenges and opportunities of public service. Whether you’re | 81K | 39 | +9% | 40 | 34% | 54% | 74% | Yes |
| 96 | r/FIREPakistan↗A community for those seeking Financial Independence and/or Early Retirement (FIRE) in Pakistan | 81K | 729 | +35% | 25 | 18% | 77% | 97% | Yes |
| 97 | r/foodstamps↗new-account friendlyA place for food stamp (aka SNAP or EBT) applicants/recipients to ask questions about the program; for food stamp program experts to share information; and to share any news pertinent to the program. | 80K | 392 | +45% | 35 | 71% | 92% | 14% | Yes |
| 98 | r/sofi↗The official subreddit of SoFi. Get your money right, all in one app. Visit us at: https://www.sofi.com NMLS #1121636 | 78K | 260 | +32% | 31 | 25% | 98% | 84% | Yes |
| 99 | r/BenefitsAdviceUK↗Hello and Welcome to Benefits Advice UK. We are a close-knit community of lived-experience claimants, DWP employees & (Ex-) Council staff who are taking up our free time to offer informal support/ad | 77K | 617 | +19% | 32 | 57% | 99% | 86% | Yes |
| 100 | r/NavyFederal↗Community for users of Navy Federal Credit Union to discuss banking with NFCU. This is not an official community for NFCU. | 77K | 342 | +27% | 31 | 30% | 84% | 69% | Yes |
| 101 | r/CalebHammer↗A subreddit for fans of Caleb Hammer. | 77K | 168 | +24% | 30 | 44% | 58% | Min. age/karma | Yes |
| 102 | r/povertyfinancecanada↗A place for Canadians in poverty to discuss personal finance. | 72K | 101 | +21% | 35 | 41% | 79% | 94% | Yes |
| 103 | r/Venturex↗Venture X - Capital Ones Premier Card Discussion. Just Lounging around... | 72K | 279 | +47% | 31 | 25% | 89% | 30% | Yes |
| 104 | r/Luxury↗Reddit's home for all things luxury and rare. | 72K | 181 | +48% | 36 | 47% | 46% | 30% | Yes |
| 105 | r/ola_harassment↗This community serves as a central location where you can rant, report, and plan your actions against these usurious, privacy violators, illegal online lending apps which started in 2017. Safe place f | 72K | 2,018 | +58% | 27 | 64% | 67% | 55% | No |
| 106 | r/Chase↗Unofficial, community run subreddit to discuss Chase Bank, its affiliates, and subsidiaries | 71K | 293 | +33% | 33 | 34% | 88% | Min. age/karma | No |
| 107 | r/MilitaryFinance↗We are here to help members of the military with their personal finance questions. | 68K | 119 | +17% | 29 | 23% | 97% | Min. age/karma | No |
| 108 | r/CashappBlessing↗Need help? You have come to right place! Please read the rules before posting or comment it to avoid a ban. And we're not subreddit loan, try r/borrow or r/SimpleLoans. At this time, we're not accepti | 68K | 1,133 | – | 24 | 46% | 100% | 100% | Yes |
| 109 | r/CanadaFinance↗The best place to discuss Canadian finance — open discussion is allowed, and we do not have overly-restrictive rules. Building wealth, investing, real estate, banking, career-hunting, etc. If it is re | 67K | 191 | +39% | 36 | 28% | 55% | 98% | No |
| 110 | r/SimpleLoans↗Welcome to r/SimpleLoans, our community is for Redditors who need a short-term loan and can repay it. Please read and understand ALL of our rules before posting. | 66K | 1,595 | +56% | 27 | 41% | 100% | 99% | No |
| 111 | r/ifiwonthelottery↗What would you do if you won the lottery? What would you buy? Where would you go? | 65K | 45 | +9% | 38 | 23% | 28% | – | Yes |
| 112 | r/IndianCreditCards↗new-account friendlyA subreddit for discussions, tips, and advice on credit cards in India. Share experiences, learn about the best card options, rewards programs, and strategies to maximize benefits. Ask questions and c | 65K | 607 | +95% | 26 | 10% | 74% | 10% | Yes |
| 113 | r/PersonalFinanceZA↗Welcome to PersonalFinanceZA. Here we discuss budgeting, investing, and all other personal finance aspects just for South Africans. | 62K | 163 | +20% | 30 | 30% | 100% | 99% | Yes |
| 114 | r/BEFire↗Be FIRE - how to FIRE in Belgium ! | 62K | 192 | +16% | 30 | 14% | 100% | 70% | Yes |
| 115 | r/biltrewards↗new-account friendlyBilt is a membership for where you live. Earn rewards on rent. Access exclusive neighborhood benefits. | 60K | 415 | +66% | 31 | 26% | 93% | 9% | Yes |
| 116 | r/RichPeoplePF↗This is a community for the people who are too rich for r/personalfinance. | 60K | 138 | +14% | 34 | 25% | 42% | 99% | Yes |
| 117 | r/CapitalOne_↗All things Capital One Bank — from checking and savings accounts to credit cards, loans, digital banking, and financial news. A space to discuss one of the top 10 U.S. banks, share experiences, ask qu | 60K | 364 | +69% | 31 | 35% | 85% | Min. age/karma | Yes |
| 118 | r/MonarchMoney↗The purpose of this unofficial Monarch community is to connect like-minded Monarch users and those passionate about personal finance. This is a space for you to exchange ideas, provide feedback, and s | 58K | 272 | +51% | 36 | 22% | 86% | Min. age/karma | Yes |
| 119 | r/DebtAdvice↗A reddit community for DebtAdvice.io. Helping you become consumer debt free. | 56K | 354 | +87% | 37 | 48% | 100% | 20% | No |
| 120 | r/MortgagesCanada↗The spam free place to get solid mortgage information. Rates, qualification, purchasing, refinancing, credit scores, and much more. Contributed to by mortgage professionals with real knowledge and e | 53K | 84 | +22% | 35 | 28% | 82% | 49% | Yes |
| 121 | r/TurboTax↗An unofficial, civil, and helpful community to discuss filing your taxes with Intuit TurboTax. | 51K | 44 | +55% | 33 | 44% | 69% | 57% | Yes |
| 122 | r/FAFSA↗r/FAFSA is a community for students and families to ask questions, share experiences, and get help with the Free Application for Federal Student Aid (FAFSA). Ask about anything including eligibility, | 51K | 483 | +22% | 24 | 63% | 77% | 30% | Yes |
| 123 | r/AusHENRY↗HENRY = High Earner Not Rich Yet. Finance for Aussie top 10% income earners. Single > 178K pre-tax, incl. super (2025 ABS full time employee earnings) - household > 310K (gratten 2026 budget cheat she | 50K | 84 | +34% | 36 | 28% | 88% | Min. age/karma | Yes |
| 124 | r/SwissPersonalFinance↗Discuss, learn and request help on how to obtain, budget, protect, save and invest your money in Switzerland. | 50K | 227 | +44% | 32 | 20% | 87% | 23% | Yes |
| 125 | r/Mortgageadviceuk↗The Home of UK Mortgages. A community dedicated to all things related to mortgages. Feel free to ask here for a second opinion. Saving the world one mortgage at a time. Not all heroes wear capes. We | 49K | 157 | +30% | 35 | 36% | 96% | Min. age/karma | No |
| 126 | r/patreon↗An unofficial Patreon subreddit for creator tips, tricks and questions. DO NOT MENTION SPECIFIC CREATORS! | 48K | 190 | +14% | 28 | 34% | 100% | 88% | Yes |
| 127 | r/USAA↗In 1922, when 25 Army officers met in San Antonio, Texas, and decided to insure each other's vehicles, they could not have imagined that their tiny organization would one day serve over 8 million memb | 48K | 187 | +23% | 38 | 29% | 70% | 58% | No |
| 128 | r/moneyadvice↗Welcome to Money Advice, a subreddit dedicated to providing you with the tools, tips, and support you need to achieve your financial goals. Join our community for expert articles, personalized advice, | 47K | 408 | +216% | 30 | 38% | 55% | Min. age/karma | Yes |
| 129 | r/SpainFIRE↗La Independencia Financiera (comúnmente conocida en el mundo anglosajón como Movimiento FIRE - Financial Independence Retire Early) gira en torno a un concepto muy básico: adelantar el retiro activo y | 47K | 196 | +30% | 31 | 18% | 77% | 28% | Yes |
| 130 | r/IslamicFinance↗News articles, academic work, topics for debate--this is intended as a place to explore Islamic finance. | 45K | 161 | +48% | 27 | 20% | 75% | 65% | Yes |
| 131 | r/financial↗This is a subreddit for financial questions and news discussions ranging from personal finance, financial markets or anything finance related. | 43K | 177 | +106% | 35 | 35% | 46% | 96% | No |
| 132 | r/amexcanada↗Discussion of all things American Express directly related to it's Canadian division. Cards/rewards/perks all geared toward the Canadian versions. | 42K | 98 | +25% | 30 | 21% | 95% | Min. age/karma | Yes |
| 133 | r/monzo↗An unofficial forum to discuss Monzo Bank. Join the official community forum at community.monzo.com 😀 | 42K | 185 | +31% | 30 | 25% | 84% | 59% | Yes |
| 134 | r/LifeInsurance↗This is a place for discussions or questions specific to life insurance. | 42K | 249 | +84% | 34 | 38% | 80% | 21% | Yes |
| 135 | r/HighYieldSavings↗HighYieldSavings | 41K | 210 | +134% | 35 | 32% | 66% | – | Yes |
| 136 | r/Edd↗The unofficial subreddit about (not consistently monitored by anyone employed at) the State of California's Employment Development Department: https://edd.ca.gov | 41K | 211 | +23% | 31 | 51% | 91% | Min. age/karma | Yes |
| 137 | r/discover↗Discover Financial Services and Capital One Financial Corporation. News, Questions, and Help from the community. Not affiliated with Discover or Capital One. Affiliated Sub: r/CapitalOne | 40K | 184 | +25% | 29 | 35% | 88% | 84% | Yes |
| 138 | r/poverty↗The purpose of this subreddit is to discuss and share the development of solutions to poverty in its various forms through collective impact both regionally and globally. Part of the Reddit Safe Commu | 39K | 248 | +121% | 40 | 55% | 85% | 24% | Yes |
| 139 | r/AmexUK↗A community to discuss all things to do with UK American Express credit, charge and business cards! Looking for a reward for signing up for an Amex? - https://www.reddit.com/r/signupsforpaygb/s/CqImI | 38K | 99 | +29% | 31 | 21% | 89% | 21% | Yes |
| 140 | r/MedicareForAll↗/r/MedicareForAll is a grassroots community designed to raise support and awareness for health care to be recognized as a right, not a privilege. Every man, woman and child in our country should be ab | 37K | 159 | +172% | 44 | 22% | 76% | Min. age/karma | Yes |
| 141 | r/loanoriginators↗A home for all those who are in the mortgage and residential lending businesses. | 36K | 318 | +35% | 32 | 27% | 87% | 31% | Yes |
| 142 | r/baristafire↗We are looking for the least possible amount of responsibility. https://www.youtube.com/watch?v=NjvazX03EOU | 35K | 44 | +39% | 37 | 36% | 75% | – | Yes |
| 143 | r/DonationHub↗It takes a village. If you need a cash donation, food, or advice. Get assistance or pointed in the right direction. Just don’t be an a... | 32K | 619 | +146% | 27 | 66% | 31% | 79% | Yes |
| 144 | r/UPI↗For discussions and questions related to Unified Payment Interface. | 32K | 657 | +173% | 23 | 16% | 100% | – | Yes |
| 145 | r/ukfinance↗All Things Money in the UK. Creating wealth, saving & investing. | 32K | 190 | – | 35 | 25% | 24% | 98% | Yes |
| 146 | r/USExpatTaxes↗This sub is for Americans who live outside the US, and want to learn about how the US tax law applies to them. For other tax-related topics, please try r/tax. | 31K | 168 | +40% | 35 | 36% | 78% | 97% | Yes |
| 147 | r/ExpatFinance↗will update this later | 30K | 178 | +39% | 39 | 30% | 42% | Min. age/karma | Yes |
| 148 | r/fijerk↗If you're still working, you're Doing It Wrong. | 29K | 38 | +35% | 35 | 19% | 89% | – | Yes |
| 149 | r/HENRYUKLifestyle↗A subreddit for HENRYUK posts that are specific to lifestyle choices, holidays, cars, home improvements, mattresses and everything else in between. We don't have rules, let's just see how it goes. | 29K | 94 | +73% | 35 | 42% | 89% | – | Yes |
| 150 | r/UAEcreditcards↗This is a space for everything about Credit Cards in the UAE. Share your wins, fails, hacks, cashback surprises, hidden perks, or funny stories. The more we all share, the smarter (and possibly riche | 27K | 445 | +50% | 30 | 19% | 84% | 21% | Yes |
| 151 | r/wealthfront↗Wealthfront | 27K | 52 | +30% | 30 | 30% | 76% | – | Yes |
| 152 | r/Medicaid↗new-account friendlyWe're here to help if you have questions about Medicaid! PLEASE INCLUDE YOUR STATE IN POSTS! We are not affiliated with any government agency. For media inquiries, please PM /u/Lumentec. | 26K | 351 | +39% | 35 | 70% | 84% | 10% | No |
| 153 | r/sapphirereserve↗A subreddit dedicated to Chase's Sapphire Reserve credit card. | 26K | 128 | +242% | 36 | 26% | 74% | – | Yes |
| 154 | r/RandomActsOfTacoBell↗Reddit’s Home to Giving the Gift of Taco Bell | 26K | 63 | +29% | 28 | 56% | 99% | Min. age/karma | Yes |
| 155 | r/SgHENRY↗Finance and general talk for Singapore-based HENRY (High Earner, Not Rich Yet) folks: roughly 85th-percentile income, but this is not a hard cutoff. Investment, career, family, FIRE/retirement, and so | 25K | 30 | +25% | 34 | 29% | 38% | 98% | Yes |
| 156 | r/Afterpay↗new-account friendlyAn independent community for discussing Afterpay. Ask questions, share experiences, troubleshoot issues, discuss payments, refunds, merchants and more. Please don't share personal or account informati | 23K | 90 | +20% | 31 | 60% | 88% | 14% | Yes |
| 157 | r/cashadvanceapps↗How to pick and use cash advance apps to get the cash you need without paying the high fees that you don't. This is the place to discuss how much you can borrow, what it will cost and options for pay | 23K | 513 | +230% | 31 | 48% | 74% | 38% | Yes |
| 158 | r/CapitalOne↗The community-run subreddit for Capital One Financial Corp, the Virginia-based national bank, lender, and technology company. Not moderated by Capital One. | 23K | 421 | +159% | 32 | 33% | 79% | – | Yes |
| 159 | r/VenmoDonations↗Post your Venmo explaining why you need a donation. Please consider donating to a person in need, and use your best judgment prior to sending someone money. Be safe! | 23K | 131 | +93% | 28 | 67% | 2% | 51% | Yes |
| 160 | r/StudentLoanSupport↗This is a subreddit dedicated to providing a supportive, empathetic, and practical place to talk about student loan debt and experiences related to student loan debt. | 22K | 516 | +122% | 35 | 56% | 23% | 46% | Yes |
| 161 | r/AllyBank↗The community-run subreddit for Ally Financial, the online bank, lender, and investment platform. Not moderated by Ally. | 21K | 77 | +45% | 34 | 34% | 90% | 67% | Yes |
| 162 | r/epfoindia↗r/EPFOIndia is moving to r/EPFO — a community dedicated to discussion, questions, guidance, and support related to the Employees’ Provident Fund Organisation (EPFO) of India. | 20K | 1,116 | +135% | 29 | 17% | 81% | Approved only | Yes |
| 163 | r/PFtools↗Personal finance tools useful for getting out debt, budgeting, saving, investing, and managing your wealth. | 19K | 101 | +11% | 31 | 18% | 38% | Min. age/karma | Yes |
| 164 | r/amexindia↗new-account friendlyThe go-to community for American Express India cardholders. Discuss cards, maximise your MR points, explore offers, lounge access, Taj benefits and more. | 19K | 163 | +54% | 28 | 9% | 82% | 0% | Yes |
| 165 | r/AppleWallet↗Apple Wallet - A Unofficial Apple Community | 19K | 139 | +45% | 29 | 24% | 60% | 21% | Yes |
| 166 | r/MakeMoneyInUK↗Join a friendly UK community focused on helping each other find simple, honest ways to earn extra money online. From cashback tricks and survey sites to refer-a-friend bonuses, passive income tips, an | 18K | 651 | +42% | 30 | 31% | 57% | 88% | No |
| 167 | r/LazyMoneyUK↗Official community for the Lazy Money UK YouTube channel | Also frequented by Dan from SidehustleReliance | A place to discuss online earning opportunities | Read the rules before posting | For spam p | 18K | 136 | +58% | 31 | 22% | 7% | 85% | Yes |
| 168 | r/selfemployed↗If you're self employed, or thinking of becoming self employed - this is the place to come. | 18K | 129 | +40% | 34 | 39% | 31% | 76% | Yes |
| 169 | r/CreditCardIndia↗Everything you need to know about finance products in India. | 17K | 309 | +271% | 25 | 9% | 80% | 21% | Yes |
| 170 | r/Retire↗Place for people interested in retirement to hang out. | 17K | 88 | – | 58 | 36% | 78% | – | Yes |
| 171 | r/Affirm↗new-account friendlyAffirm gives you a buy-now-pay-later option with no hidden, late fees, or surprises. | 17K | 133 | +71% | 33 | 43% | 89% | 7% | Yes |
| 172 | r/CentrelinkOz↗A sub for asking questions, providing support (maybe) regarding Centrelink, Job Agencies, Jobseeker and other employment issues (since the other one is effectively locked). Don't forget to try the ac | 17K | 92 | +38% | 34 | 48% | 74% | 17% | Yes |
| 173 | r/rbc↗new-account friendlySubreddit for RBC - Royal Bank of Canada. Talk with others about your experiences or ask questions. | 17K | 260 | +84% | 34 | 30% | 85% | 9% | Yes |
| 174 | r/PovertyFinanceNZ↗Financial advice, frugality tips, stories, rants, opportunities, and general guidance for people who are struggling financially in New Zealand. No Judgement, just advice! | 16K | 33 | +26% | 35 | 44% | – | – | Yes |
| 175 | r/Scotiabank↗new-account friendlyThe Bank of Nova Scotia | 16K | 113 | +88% | 35 | 32% | 85% | 5% | Yes |
| 176 | r/surveyjunkie↗This subreddit is NOT endorsed by Survey Junkie or its subsidiaries. Do NOT post your survey links here. | 15K | 66 | +186% | 29 | 51% | 43% | Min. age/karma | Yes |
| 177 | r/MutualAid↗You must apply AND be approved to post a request. Those who post without approval will be permanently banned. | 15K | 320 | +37% | 27 | 62% | 2% | 100% | Yes |
| 178 | r/citibank↗For Customers and Employees of the bank | 14K | 224 | +218% | 34 | 35% | 76% | – | No |
| 179 | r/DoBaniye↗We share tips for saving 💰 and exploring the 🌏 11+ years of experience ₹4L+ saved in 2025 | 27K+ on X 👇 Join the Do Baniye community | 14K | 88 | +157% | 29 | 8% | 81% | – | Yes |
| 180 | r/actualbudgeting↗Discussions about Actual Budget: https://actualbudget.org | 13K | 101 | +107% | 35 | 17% | 80% | – | Yes |
| 181 | r/copilotmoney↗Do money better, together. A space for Copilot Money users to swap tips, ask questions & talk all things personal finance. We're glad you're here :) | 12K | 44 | +26% | 33 | 19% | 58% | 39% | Yes |
| 182 | r/indiahealthinsurance↗India’s largest & active health insurance community | 12K | 332 | +170% | 28 | 17% | 67% | 90% | No |
| 183 | r/HospitalBills↗new-account friendlyHealth care is broken in America. It's a corrupt system of overcharging patients in order to receive a small percentage of that bill for insurers. The problem is it only hurts consumers in the end. Po | 12K | 167 | +81% | 39 | 51% | 79% | 10% | Yes |
| 184 | r/gasbuddy↗Gas Prices | 12K | 613 | +1052% | 40 | 12% | 81% | – | Yes |
| 185 | r/SSDI_SSI↗Our Subreddit is zealous in our aim to provide resources & assistance to anyone seeking information on Social Security Administration (SSA) disability programs. Post flairs will allow our Subredditor | 12K | 254 | +42% | 37 | 66% | 70% | 71% | Yes |
| 186 | r/QMEE↗Earn money by searching online as usual with Google, Amazon, eBay, Yahoo or Bing, or from doing surveys. Instant cashouts through PayPal. Join the new /r/QMEE Discord here: https://discord.gg/Kkas7PW | 12K | 124 | +27% | 28 | 44% | 76% | 20% | Yes |
Looking for a ranking by size and growth? Top personal finance subreddits by tier.
How this list is built
Subreddits are grouped into topics by what their posts are about; this list holds the personal finance group. We include subreddits that are safe for work and had at least 30 new posts in September 2026, about one a day.
Members is Reddit's subscriber count; growth compares it with a year earlier. Posts with a reply is the share of posts that got at least one comment over the last three months. Median author age and women are estimated from what authors say about themselves, and shown only when enough of them did. New-account posts removed is the share of posts from accounts younger than 7 days that were removed; communities at or below 17% are marked new-account friendly. Min. age/karma means the subreddit asks for a minimum account age or karma before you can post.
The list is rebuilt every month from public Reddit posts and comments. Data and CSV are free to reuse under CC BY 4.0 with a link to this page.
Personal finance subreddits: common questions
What is the biggest personal finance subreddit?
r/personalfinance, with 21.9M members in September 2026. Next are r/Frugal (6.89M) and r/povertyfinance (2.94M).
Which personal finance subreddits are the most active?
By posts in September 2026: r/personalfinance (5,362 posts), r/CreditCardsIndia (4,510 posts) and r/beermoneyuk (2,612 posts).
Which personal finance subreddits can a new account post in?
r/FIREUK (17% of new-account posts removed), r/IndiaTax (14% of new-account posts removed) and r/ChaseSapphire (12% of new-account posts removed). They ask for no minimum karma or account age, and most posts from accounts under a week old stay up.
How often is this list updated?
Every month, when we rebuild our subreddit data. This version uses data for September 2026. Member counts come from Reddit; activity, removals and who writes come from public Reddit posts and comments.
Find the subreddits that fit your post
This list is the same for everyone. Find Subs narrows it to communities your account can post in, where your audience writes, and tells you when to post.